Bankruptcy Can Put a Quick Stop to Creditor Harassment
People with serious debt problems often live in fear of the telephone. Abusive and threatening creditors may call at all hours. Even if you stop answering the phone, credit card companies, credit unions and other creditors may call neighbors and employers, resulting in embarrassment for the debtor.
At UHLLAW, PC, we offer a free initial attorney consultation to discuss your options if you are dealing with creditor harassment in Massachusetts. We have offices in Worcester, Fitchburg, Boston, Orange and New Bedford.
Is Creditor Harassment Illegal?
Certain creditor actions are illegal under the federal Fair Debt Collection Practices Act. Examples of illegal practices are threatening you, making misrepresentations (such as telling you that the sheriff is coming to arrest you), and behaving in a threatening or abusive manner.
You can sue creditors for harassment. However, proving creditor harassment can be difficult, as you are not allowed to record telephone calls in Massachusetts without permission of the other party.
How Do I Stop Creditor Harassment?
Filing Chapter 7 or Chapter 13 bankruptcy will put an immediate stop to creditor harassment. Once you retain UHLLAW, PC, you can put an end to harassment using the following steps:
1. The next time your creditor calls, tell the creditor that you have retained a lawyer and direct all future calls to lawyer Christopher Uhl.
2. If your creditor calls you after your bankruptcy has been filed, let us know. We will sue your creditor and split the lawsuit judgment with you 50-50.
Filing bankruptcy will also allow you to wipe out the debt you owe the creditor.
Free Bankruptcy Lawyer Consultation
Come with questions and leave with answers about how we can stop creditor harassment and give you a fresh financial start. Call 888-219-3993 or fill out our contact form to schedule a free initial consultation with a bankruptcy lawyer.
